A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Related Content The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.